Home Remodel Loans in the UAE: Design, Build, and Pay Later

Big plans, not-so-big budget? We get it. With our home remodel loans, you can upgrade your space without the wait. From cozy apartment revamps to full villa overhauls, we help you design and build now—then pay later in easy monthly instalments.

Why Commercial Property Owners Love Working with Reno

No Big Cash Out? No Problem
You don’t need a huge savings account to say yes to your dream kitchen—or that walk-in closet with the soft-close drawers. Our home remodel loans come with flexible payment options you can spread across 3, 6, or 12 months.
One Team. One Plan. One Dream Home.
Skip the stress of juggling vendors, designers, and timelines. With Reno, we handle everything—from the initial sketches to the last nail polish (err, wall paint). And yes, our team helps you access the best home improvement loans along the way. One seamless experience, all under one stylish roof.
Start Now. Move In Sooner.
No dragging timelines or endless delays here. We work with trusted contractors and a crystal-clear schedule, so your renovation stays on track—and so does your move-in date.
We’re Still Here After the Final Reveal
We don’t ghost after handover day. Every project comes with a 6-month post-renovation warranty—so if anything needs tweaking or fixing, you’re totally covered. It’s just our way of saying: we care about your space even after the paint dries.

Why Reno Home Remodel Loans Work for Real Life

Upgrading your home shouldn’t mean draining your savings—or putting plans on hold for “someday.” With our home remodel loans, you can renovate now and pay later in monthly instalments that actually fit your lifestyle. Whether it’s a new kitchen, a bathroom that finally works for your family, or a full-home transformation, we manage the process from start to finish—with financing built right in.

Because a beautiful home should feel as good on your wallet as it does in real life.

How Home Remodel Loans Work—Step by Stylish Step

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1
Get pre-approved
A quick check to make sure your dream project and wallet are totally in sync.
2
Design with Us
Collaborate with our team to turn inspo boards into a real, functional plan.
3
Start the Remodel
Our top-rated contractors roll up their sleeves—while you kick back and track progress.
4
Love Your New Space
Enjoy the reveal (and that “why didn’t we do this sooner?” moment).
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Home Remodel Loans with Flexible Payment Options
Everyone budgets differently, so we make payments easy. With our home improvement loan options, you can choose the method that works best for you—no spreadsheets or stress required.
  • Pay by credit card for points, perks, or just peace of mind
  • Transfer straight from your bank account for a set-it-and-forget-it approach
  • Or mix and match—your loan, your rules

Because great design and great flexibility should come standard.

Your Home Remodel Loan Questions, Answered

What Are Home Remodel Loans?

Home remodel loans are flexible financing options that let you renovate now and pay over time. Instead of a huge upfront cost, you spread payments across 3, 6, or 12 months—while we handle everything from design to delivery. It's your dream space, done right and done on budget. No hidden fees, no scary surprises. Just expert help and beautiful results.

Who Qualifies for Home Remodel Loans?

Great news: most homeowners in the UAE are eligible for home remodel loans. If you’ve got a stable income and valid documentation, our process is fast, simple, and designed to get you started without delay. We believe everyone deserves a beautiful space—so we’ve made home improvement loans that are just as user-friendly as our design process.

What Documents Do I Need to Apply?

To apply for home improvement loans, you’ll need:
- Emirates ID
- Passport copy
- Proof of employment
- Proof of income (like a salary certificate or bank statement)
For the 12-month plan, we’ll also ask you to complete a simple credit application. No long forms or scary fine print—we promise.

What Can I Use a Home Remodel Loan For?

Our home remodel loans cover just about any space-improving project. That includes kitchen upgrades, bathroom makeovers, smart storage installs, and even full home transformations. If it makes your home more functional, stylish, or liveable—we can finance it. We call them home renovation loans, but honestly, they’re permission to dream big.

What Are Your Home Improvement Loan Interest Rates?

Here’s the best part: we don’t charge interest. Instead, there’s a small service fee baked into your monthly payments. With home improvement loan interest rates off the table, you get more clarity—and more control. Plus, since we work directly with contractors and designers, we often help clients secure better overall value on materials and labour. So your payments work harder (and look better) for you.

No Vision Yet? That’s Totally Okay.

Not sure what your space should look like yet? That’s what we’re here for. Browse our past projects, get inspired, and work one-on-one with our designers to shape something totally tailored to you.

Want to Know More About the Reno App?